Education Loans
Study Abroad Education Loans
Education loans for undergraduate and postgraduate study at international universities, covering tuition, living costs, travel and more.
Max loan amount
₹1.5 Crore
Interest from
9.5% p.a.
Tenure
Up to 15 years
Collateral
Secured & unsecured options
Moratorium
Course period + 6–12 months
Best for:Study abroad aspirantsSTEM & MBA studentsWorking professionals
Key features
Why choose a study abroad loans with StudCred
Fund your global degree with confidence
100% financing
Cover full cost of attendance including living expenses.
Collateral-free options
Unsecured loans up to ₹75 Lakh for premier universities.
Forex & travel
Support with forex cards, GIC accounts and blocked accounts.
Tax benefits
Interest deduction under Section 80E of the Income Tax Act.
Eligibility
- Indian citizen aged 18+
- Confirmed or conditional admission offer
- Co-applicant (parent/guardian) with stable income
- Recognised university and eligible course
Documents required
- Admission / offer letter
- Academic transcripts & test scores (IELTS/GRE/GMAT)
- KYC of applicant & co-applicant
- Income proof of co-applicant
- Collateral documents (for secured loans)
Enquire about this loan
Get matched to lenders offering study abroad loans.
FAQs
Study Abroad Loans — FAQs
Can I get a study abroad loan without collateral?
Yes. Many NBFCs and banks offer unsecured education loans up to ₹75 Lakh for students admitted to reputed universities, subject to co-applicant income and profile.
Does the loan cover living expenses?
Most study abroad loans finance the full cost of attendance — tuition, accommodation, living costs, travel, insurance and exam fees.
What is StudCred?
StudCred is a digital education-loan discovery platform. We help students and parents compare loan options from leading banks and NBFCs, check eligibility, calculate EMIs, and get matched to the right lender — for study in India and abroad.
Does StudCred charge students any fee?
No. StudCred's comparison and guidance is free for students. Lenders may charge their own processing fees, which are always disclosed upfront.
How much education loan can I get?
Loan amounts typically range from ₹50,000 up to ₹1.5 Crore depending on the course, institution, co-applicant profile and whether you offer collateral. Use our eligibility calculator for an indicative estimate.
Ready to apply for your study abroad loans?
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