Fund your MBA abroad
with the right education loan
Compare education loans from top banks and NBFCs, check your eligibility, and get matched to the best offer — for study in India or abroad. Free, fast and unbiased.
- Loans up to ₹1.5 Cr
- Collateral-free options
- 15+ bank & NBFC partners
4.9/5 from 50,000+ students
Check your loan options
Tell us a bit about you — we'll match you to suitable lenders.
Trusted lending partners across banks & NBFCs
- State Bank of India
- HDFC Credila
- Avanse Financial Services
- Auxilo Finserve
- Prodigy Finance
- ICICI Bank
- Axis Bank
- Bank of Baroda
- IDFC FIRST Bank
- InCred Finance
Loan categories
Education loans for every path
From undergraduate to MBA, medical to engineering, in India or abroad — find financing built for your journey.
Why StudCred
A smarter way to borrow for education
We put students first with transparent comparisons, expert guidance and zero platform fees.
Compare, don't guess
Side-by-side comparison of rates, tenure and collateral across 15+ lenders — all in one place.
Collateral-free options
Access unsecured loans up to ₹75 Lakh for premier institutions, with expert profile matching.
Transparent & free
No fees for students, no hidden charges, and clear disclosure of every cost before you commit.
End-to-end guidance
From eligibility to disbursement, our team supports every step — including forex and visa docs.
Fast approvals
Clean documentation and lender relationships mean in-principle sanctions in as little as 2–7 days.
Study anywhere
India or abroad, UG or PG, MBA or medical — financing tailored to your destination and course.
- Loans facilitated
- ₹0 Cr+Loans facilitated
- Students guided
- 0+Students guided
- Bank & NBFC partners
- 0+Bank & NBFC partners
- Approval assistance rate
- 0%Approval assistance rate
How it works
From enquiry to disbursement in 4 steps
A simple, guided process that takes the stress out of education financing.
- 1
Share your profile
Tell us about your course, institution and co-applicant. It takes two minutes and there's no obligation.
- 2
Compare matched offers
See loan options from banks and NBFCs suited to your profile, with transparent rates and terms side by side.
- 3
Submit documents
Upload your documents once. We help you prepare a clean file to speed up sanction and disbursement.
- 4
Get sanctioned & disburse
Receive your sanction letter, complete verification, and get funds disbursed directly to your institution.
Compare lenders
Interest rates at a glance
Indicative starting rates across our partner banks and NBFCs. Actual rates depend on your profile.
| Lender | Type | Interest from | Max amount | Collateral-free | Processing fee |
|---|---|---|---|---|---|
| State Bank of IndiaGovernment schemes & low rates | Bank | 8.55% | ₹1.5 Cr | Up to ₹7.5 L | Nil–0.5% |
| HDFC CredilaStudy-abroad specialist | NBFC | 9.50% | ₹1.5 Cr | Up to ₹75 L | 1–1.5% |
| Avanse Financial ServicesFast digital approvals | NBFC | 9.75% | ₹1 Cr+ | Up to ₹50 L | 1–2% |
| Auxilo FinserveFlexible abroad financing | NBFC | 10.00% | ₹1 Cr+ | Up to ₹40 L | 1–2% |
| Prodigy FinanceNo collateral, no co-applicant | NBFC | 10.50% | Full cost | No co-signer needed | 2.5–4% |
| ICICI BankWide branch network | Bank | 9.25% | ₹1 Cr | Up to ₹20 L | 0.5–1% |
| Axis BankQuick sanction letters | Bank | 9.30% | ₹75 L | Up to ₹40 L | 0.75% |
| Bank of BarodaBaroda Scholar for abroad | Bank | 8.85% | ₹1.5 Cr | Up to ₹7.5 L | Nil–0.5% |
| IDFC FIRST BankDigital-first experience | Bank | 9.50% | ₹1 Cr | Up to ₹50 L | 1% |
| InCred FinanceProfile-based underwriting | NBFC | 10.25% | ₹1 Cr | Up to ₹40 L | 1–2% |
Success stories
Students we've helped
Real journeys funded through StudCred's guidance and lender network.
“StudCred compared five lenders for me in minutes and got me a collateral-free loan. The EMI calculator helped my parents feel confident about the decision.”
“I had no idea which bank suited my profile. StudCred matched me to the right lender and the sanction came through in under a week.”
“The document checklist saved me so much back-and-forth. Everything was clear, and I understood exactly what I was signing up for.”
“Transparent rates, no hidden charges, and genuinely helpful guidance. I recommend StudCred to every junior planning to study abroad.”
FAQs
Frequently asked questions
Everything you need to know about education loans and how StudCred works.
What is StudCred?
Does StudCred charge students any fee?
How much education loan can I get?
Can I get an education loan without collateral?
When do I start repaying the loan?
Are there tax benefits on education loans?
How long does approval take?
Which expenses does an education loan cover?
Ready to fund your education?
Compare offers from 15+ banks and NBFCs in minutes. It's free, fast, and there's no obligation.