Education Loans
Postgraduate Education Loans
Loans for master's programs, MS, MTech, MSc and specialised postgraduate courses in India and overseas.
Max loan amount
₹1 Crore
Interest from
9.25% p.a.
Tenure
Up to 15 years
Collateral
Secured & unsecured options
Moratorium
Course period + 6–12 months
Best for:MS aspirantsResearch studentsCareer switchers
Key features
Why choose a postgraduate loans with StudCred
Advance your career with a master's
STEM friendly
Strong support for STEM master's with extended visa stays.
Higher limits
Larger sanctions for reputed PG programs.
Faster processing
Streamlined evaluation for postgraduate profiles.
Tax savings
Section 80E interest deduction available.
Eligibility
- Completed a bachelor's degree
- Admission to a recognised PG / master's program
- Co-applicant with regular income
Documents required
- Bachelor's degree & transcripts
- Admission letter & test scores
- KYC & income proof of co-applicant
Enquire about this loan
Get matched to lenders offering postgraduate loans.
FAQs
Postgraduate Loans — FAQs
Are postgraduate loans available for online master's?
Some lenders finance recognised online or hybrid master's programs, but most focus on full-time on-campus courses.
What is StudCred?
StudCred is a digital education-loan discovery platform. We help students and parents compare loan options from leading banks and NBFCs, check eligibility, calculate EMIs, and get matched to the right lender — for study in India and abroad.
Does StudCred charge students any fee?
No. StudCred's comparison and guidance is free for students. Lenders may charge their own processing fees, which are always disclosed upfront.
How much education loan can I get?
Loan amounts typically range from ₹50,000 up to ₹1.5 Crore depending on the course, institution, co-applicant profile and whether you offer collateral. Use our eligibility calculator for an indicative estimate.
Ready to apply for your postgraduate loans?
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